Debt collector · complaint record
January Technologies complaints
Filed under January Technologies, Inc
Consumers have filed 869 complaints about January Technologies since 2022, 356 of them in the last 12 months (+20% on the year before). It answered 99.2% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 869
- Last 12 months
- 356
- Answered on time
- 99.2%
- Closed with relief
- 0%
- Last 30 days
- 9
- Rank
- #98 of 1,963
Since January 2022
+20% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 2, 2026
Most complained-about debt collectors
January Technologies complaints by month
The busiest month was February 2026 (40 complaints). Complaints in the last 12 months are up 20% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How January Technologies answered last 12 months
- Closed with explanation356100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time41/4599.2% on time
- Relief for customers0/400% closed with relief
- Complaint trend8/15+20% vs last year
What January Technologies complaints are about
Top January Technologies problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 154
- Debt was result of identity theft 79
- Debt was paid 39
- Debt was already discharged in bankruptcy and is no longer owed 12
Where January Technologies complaints come from
Most complaints: Texas (105), California (84), Florida (79), Georgia (59), Pennsylvania (41).
January Technologies compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Nationwide Capital ServicesDebt collection | 18 | 384 | F |
| 2 | Amsher Collection ServicesDebt collection | 49 | 380 | D |
| 3 | Professional Recovery ManagementDebt collection | 0 | 376 | F |
| 4 | Regional ManagementDebt collection | 53 | 372 | C |
| 5 | Cedars Business ServicesDebt collection | 50 | 358 | C |
| 6 | January TechnologiesDebt collection | 49 | 356 | D |
| 7 | Summit A*RDebt collection | 36 | 338 | D |
| 8 | Kimball, Tirey & St. JohnDebt collection | 35 | 338 | D |
Compare side by side: January Technologies vs Nationwide Capital Services · January Technologies vs Amsher Collection Services · January Technologies vs Professional Recovery Management · January Technologies vs Regional Management
What people say about January Technologies
All experiencesNo experiences with January Technologies yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest January Technologies complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 27, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 14, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
Questions about January Technologies
How many complaints does January Technologies have?
January Technologies has 869 complaints on record since January 2022, including 356 in the last 12 months and 9 in the last 30 days. That makes it number 237 of every company by complaints this year.
Does January Technologies respond to complaints?
Yes. January Technologies answered 99.2% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 49/100 (grade D).
What do people complain about most with January Technologies?
The most common problems are attempts to collect debt not owed (284), false statements or representation (126), electronic communications (121).
Is January Technologies legit?
January Technologies is a real company with a public complaint record: consumers have complained about it 869 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is January Technologies legit? for the signals, red flags and how to protect yourself.
Are complaints about January Technologies going up or down?
Up. There were 356 complaints in the last 12 months against 297 in the 12 before (+20%). See every month.
How do I file a complaint against January Technologies?
Complain to January Technologies in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most January Technologies complaints come from?
Most come from Texas (105), California (84), Florida (79). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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