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Credit reporting

Complaint 17368723 CreditNinja Lending

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
Texas 75482
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Nov 19, 2025Complaint received
  2. Nov 19, 2025Sent to CreditNinja Lending
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More CreditNinja Lending complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Oct 6, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Jun 18, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
May 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 15, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Feb 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jan 30, 2026Payday & personal loansImproper use of your reportReporting company used your report improperlyCAExplainedYes
Oct 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
Aug 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyARExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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