Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Payday & personal loans

Complaint 29246488 CreditNinja Lending

Explained
Product
Payday loan, title loan, personal loan, or advance loan · Installment loan
Detail
Credit inquiries on your report that you don't recognize
From
Minnesota 55124
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 6, 2026Complaint received
  2. Oct 6, 2026Sent to CreditNinja Lending
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with CreditNinja Lending?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See CreditNinja Lending's record

More CreditNinja Lending complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWIExplainedYes
Jun 18, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
May 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
May 15, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Feb 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 17, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jan 30, 2026Payday & personal loansImproper use of your reportReporting company used your report improperlyCAExplainedYes
Nov 19, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Oct 30, 2025Credit reportingImproper use of your reportReporting company used your report improperlyAZExplainedYes
Aug 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyARExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience