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Payday & personal loans

Complaint 17926026 Spotloan

Explained
Company
Spotloan
Product
Payday loan, title loan, personal loan, or advance loan · Payday loan
Detail
Reporting company used your report improperly
From
Michigan 488XX
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes complaint caused principally by actions of third party outside the control or direction of the company
  1. Dec 10, 2025Complaint received
  2. Dec 10, 2025Sent to Spotloan
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Spotloan complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jun 21, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Mar 9, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Oct 5, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
May 5, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 6, 2019Payday & personal loansImproper use of your reportReceived unsolicited financial product or insurance offers after opting outOHExplainedYes
Jan 25, 2018Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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