Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Payday & personal loans

Complaint 3233271 Spotloan

Explained
Company
Spotloan
Product
Payday loan, title loan, or personal loan · Payday loan
Detail
Received unsolicited financial product or insurance offers after opting out
From
Ohio 45065
Filed by
Phone
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes complaint is the result of an isolated error
  1. May 6, 2019Complaint received
  2. May 14, 2019Sent to Spotloan (8 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Spotloan?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Spotloan's record

More Spotloan complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Jun 21, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Mar 9, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Dec 10, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyMIExplainedYes
Oct 5, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
May 5, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
Jan 25, 2018Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience