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Payday & personal loans

Complaint 23429079 Spotloan

Explained
Company
Spotloan
Product
Payday loan, title loan, personal loan, or advance loan · Payday loan
Detail
Credit inquiries on your report that you don't recognize
From
Texas 75050
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Jun 21, 2026Complaint received
  2. Aug 10, 2026Sent to Spotloan (50 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Spotloan complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Mar 9, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMIExplainedYes
Dec 10, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyMIExplainedYes
Oct 5, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
May 5, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 6, 2019Payday & personal loansImproper use of your reportReceived unsolicited financial product or insurance offers after opting outOHExplainedYes
Jan 25, 2018Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeNVExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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