Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Credit cards

Complaint 18011817 Earnest

Explained
Company
Earnest
Product
Credit card · General-purpose credit card or charge card
Detail
Reporting company used your report improperly
From
New York 11234
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Dec 13, 2025Complaint received
  2. Dec 13, 2025Sent to Earnest
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

Same problem with Earnest?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Earnest's record

More Earnest complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Sep 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Sep 7, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Aug 11, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jul 27, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Jun 10, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJExplainedYes
May 28, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
May 27, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Apr 14, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Feb 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience