Case file
Credit reporting
Complaint 22648451 BMO Bank
Explained- Product
- Credit reporting or other personal consumer reports · Credit reporting
- Detail
- Reporting company used your report improperly
- Filed by
- Web
- Company's answer
- Closed with explanation
- On time
- Yes, within 15 days
- Public statement
- Company has responded to the consumer and the CFPB and chooses not to provide a public response
- May 28, 2026Complaint received
- Jun 30, 2026Sent to BMO Bank (33 days later)
- AnsweredClosed with explanation
Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.
More BMO Bank complaints about improper use of your report
| Received | About | Issue | State | Answer | On time |
|---|
| Oct 29, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | CA | Explained | Yes |
| Sep 24, 2026 | Mortgages | Improper use of your reportReport provided to employer without your written authorization | IL | Explained | Yes |
| Sep 17, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | MN | Explained | Yes |
| Aug 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | AL | Explained | Yes |
| Aug 13, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | AL | Explained | Yes |
| Aug 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | NC | Explained | Yes |
| Jun 25, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | IL | Explained | Yes |
| Jun 16, 2026 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | IN | Explained | Yes |
| Jun 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | NV | Explained | Yes |
| May 11, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | CA | Explained | Yes |
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