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Credit reporting

Complaint 25331788 BMO Bank

Explained
Company
BMO Bank
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Credit inquiries on your report that you don't recognize
From
Alabama 36605
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Aug 13, 2026Complaint received
  2. Aug 13, 2026Sent to BMO Bank
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More BMO Bank complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Sep 24, 2026MortgagesImproper use of your reportReport provided to employer without your written authorizationILExplainedYes
Sep 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Aug 19, 2026Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Aug 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Jun 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 16, 2026Payday & personal loansImproper use of your reportReporting company used your report improperlyINExplainedYes
Jun 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
May 28, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
May 11, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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