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Credit reporting

Complaint 23669945 Merchants Acceptance

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Illinois 60154
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company believes it acted appropriately as authorized by contract or law
  1. Jun 29, 2026Complaint received
  2. Aug 18, 2026Sent to Merchants Acceptance (50 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Merchants Acceptance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Sep 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
May 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Apr 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Mar 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Feb 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Nov 15, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 12, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jul 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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