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Case file

Credit reporting

Complaint 26833054 Fair Collections & Outsourcing

Explained
Product
Credit reporting or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Maryland 20794
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Sep 9, 2026Complaint received
  2. Sep 9, 2026Sent to Fair Collections & Outsourcing
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Fair Collections & Outsourcing complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Sep 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 8, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Aug 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Aug 23, 2026Credit reportingImproper use of your reportReport provided to employer without your written authorizationILExplainedYes
Aug 16, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMOExplainedYes
Aug 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNJExplainedYes
Aug 10, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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