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Auto loans & leases

Complaint 31197660 Credit Acceptance

Explained
Product
Vehicle loan or lease · Loan
Detail
Denied request to lower payments
From
Illinois 60643
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
Public statement
Company has responded to the consumer and the CFPB and chooses not to provide a public response
  1. Oct 28, 2026Complaint received
  2. Oct 28, 2026Sent to Credit Acceptance
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Credit Acceptance complaints about struggling to pay your loan

ReceivedAboutIssueStateAnswerOn time
Nov 3, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsILExplainedYes
Oct 31, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsMSExplainedYes
Oct 21, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsNCExplainedYes
Oct 14, 2026Auto loans & leasesStruggling to pay your loanProblem after you declared or threatened to declare bankruptcyOHExplainedYes
Oct 13, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsVAExplainedYes
Oct 2, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsINExplainedYes
Sep 29, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsPAExplainedYes
Sep 29, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsLAExplainedYes
Sep 27, 2026Payday & personal loansStruggling to pay your loanMSExplainedYes
Sep 27, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsILExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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