Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme
Case file

Auto loans & leases

Complaint 3515038 Universal Acceptance

Fixed
Product
Vehicle loan or lease · Lease
Detail
Reporting company used your report improperly
From
Florida 32209
Filed by
Web
Company's answer
Closed with non-monetary relief
On time
Yes, within 15 days
  1. Jan 30, 2020Complaint received
  2. Jan 30, 2020Sent to Universal Acceptance
  3. AnsweredClosed with non-monetary relief

Closed with non-monetary relief: the company fixed something - corrected a record, changed an account, stopped collection - without paying money. The consumer's own description is not published with this record.

Same problem with Universal Acceptance?

Tell people what happened to you and how it ended - it is the part the records leave out.

Share your experience See Universal Acceptance's record

More Universal Acceptance complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Aug 31, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Feb 25, 2026Auto loans & leasesImproper use of your reportCredit inquiries on your report that you don't recognizeMNExplainedYes
Oct 19, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Jul 20, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 28, 2025Credit reportingImproper use of your reportReporting company used your report improperlyALExplainedYes
Jun 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Apr 24, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNEExplainedYes
Mar 2, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeWAExplainedYes

Discuss this complaint

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience