Complaint 3702244 Umpqua

Explained

Company: Umpqua
Product: Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Issue: Improper use of your report
Detail: Credit inquiries on your report that you don't recognize
From: Nevada 89403
Filed by: Phone
Company's answer: Closed with explanation
On time: Yes, within 15 days
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Jun 17, 2020Complaint received
Jun 23, 2020Sent to Umpqua (6 days later)
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Umpqua complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Sep 6, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	GA	Explained	Yes
Oct 27, 2020	Credit reporting	Improper use of your reportReporting company used your report improperly	OR	Explained	Yes
Oct 16, 2017	Credit reporting	Improper use of your reportCredit inquiries on your report that you don't recognize	WA	Fixed	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked 5 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works