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Credit reporting

Complaint 5380293 NCD Financial

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
New Jersey 08360
Filed by
Web
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Mar 29, 2022Complaint received
  2. Apr 20, 2022Sent to NCD Financial (22 days later)
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More NCD Financial complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Nov 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jul 29, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCTExplainedYes
Sep 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Mar 8, 2024Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jun 27, 2023Credit reportingImproper use of your reportReporting company used your report improperlyCTExplainedYes
Apr 7, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Dec 6, 2022Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Dec 3, 2022Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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