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Credit reporting

Complaint 5909248 Essential Lending

Explained
Product
Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Detail
Reporting company used your report improperly
From
Texas 75126
Filed by
Web · Servicemember
Company's answer
Closed with explanation
On time
Yes, within 15 days
  1. Aug 23, 2022Complaint received
  2. Aug 23, 2022Sent to Essential Lending
  3. AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Essential Lending complaints about improper use of your report

ReceivedAboutIssueStateAnswerOn time
Feb 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jan 2, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 22, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 18, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jul 13, 2025Credit reportingImproper use of your reportReporting company used your report improperlySCExplainedYes
Nov 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 29, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Apr 16, 2024Payday & personal loansImproper use of your reportReporting company used your report improperlyDCExplainedYes

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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