Complaint log
Essential Lending complaint log
The newest complaints about Essential Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 22, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 4, 2026 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Sep 4, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 31, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Aug 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 26, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Aug 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 14, 2026 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Aug 13, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Aug 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 23, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 15, 2026 | Payday & personal loans | Incorrect information on your reportPersonal information incorrect | Explained |
| Jul 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 23, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 10, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Jun 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 21, 2026 | Payday & personal loans | Can't contact lender or servicer | Explained |
| May 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 12, 2026 | Payday & personal loans | Getting the loan | Explained |
| May 10, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| May 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works