Complaint 6475236 Bay Area Receivables

Explained

Company: Bay Area Receivables
Product: Credit reporting, credit repair services, or other personal consumer reports · Credit reporting
Issue: Improper use of your report
Detail: Reporting company used your report improperly
From: Maryland 21801
Filed by: Web
Company's answer: Closed with explanation
On time: No
Public statement: Company has responded to the consumer and the CFPB and chooses not to provide a public response

Jan 23, 2023Complaint received
Jan 23, 2023Sent to Bay Area Receivables
AnsweredClosed with explanation

Closed with explanation: the company replied and explained its position, but gave no money back and changed nothing. The consumer's own description is not published with this record.

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More Bay Area Receivables complaints about improper use of your report

Received	About	Issue	State	Answer	On time
Jan 22, 2023	Credit reporting	Improper use of your reportReporting company used your report improperly	MD	Explained	Yes
Dec 4, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	VA	Fixed	Yes
Jun 18, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	DE	Explained	Yes
May 21, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	MD	Explained	Yes
Mar 17, 2022	Credit reporting	Improper use of your reportReporting company used your report improperly	VA	Fixed	Yes

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Complaint records are public consumer complaints filed with U.S. regulators, checked just now (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works