Debt collector · complaint record
Bay Area Receivables complaints
Filed under Bay Area Receivables, Inc
Consumers have filed 171 complaints about Bay Area Receivables since 2013, 9 of them in the last 12 months (-59% on the year before). It answered 22.2% on time and closed 22% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 171
- Last 12 months
- 9
- Answered on time
- 22.2%
- Closed with relief
- 22%
- Last 30 days
- 0
- Rank
- #763 of 1,963
Since November 2013
-59% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 28, 2026
Most complained-about debt collectors
Bay Area Receivables complaints by month
The busiest month was December 2022 (9 complaints). Complaints in the last 12 months are down 59% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bay Area Receivables answered all time
- Closed with monetary relief3520.5%
- Closed with non-monetary relief4023.4%
- Closed with explanation9555.6%
- Closed10.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Bay Area Receivables complaints are about
Top Bay Area Receivables problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 35
- Debt was paid 18
- Debt was result of identity theft 12
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Bay Area Receivables complaints come from
Most complaints: Maryland (96), Delaware (31), Virginia (12), District of Columbia (5), North Carolina (4).
Bay Area Receivables compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Bay Area ReceivablesDebt collection | - | 9 | - |
Compare side by side: Bay Area Receivables vs Green Square · Bay Area Receivables vs EMoneyUSA · Bay Area Receivables vs Mullooly Jeffrey Rooney & Flynn · Bay Area Receivables vs Credit World Services
What people say about Bay Area Receivables
All experiencesNo experiences with Bay Area Receivables yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bay Area Receivables complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 27, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Jul 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Money back |
| Jul 20, 2026 | Debt relief & credit repair | Unauthorized withdrawals or charges | Money back |
| Jul 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 19, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 18, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Dec 18, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 9, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Bay Area Receivables
How many complaints does Bay Area Receivables have?
Bay Area Receivables has 171 complaints on record since November 2013, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does Bay Area Receivables respond to complaints?
Yes. Bay Area Receivables answered 22.2% of its complaints on time (within 15 days) and closed 22% with relief - money back or a fix; 22.2% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Bay Area Receivables?
The most common problems are attempts to collect debt not owed (66), took or threatened to take negative or legal action (13), threatened to contact someone or share information improperly (4).
Is Bay Area Receivables legit?
Bay Area Receivables is a real company with a public complaint record: consumers have complained about it 171 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bay Area Receivables legit? for the signals, red flags and how to protect yourself.
Are complaints about Bay Area Receivables going up or down?
Down. There were 9 complaints in the last 12 months against 22 in the 12 before (-59%). See every month.
How do I file a complaint against Bay Area Receivables?
Complain to Bay Area Receivables in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bay Area Receivables complaints come from?
Most come from Maryland (96), Delaware (31), Virginia (12). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Bay Area Receivables
No comments yet. Start the conversation - questions are welcome too.