Lender · complaint record
1ST Choice Loans complaints
Filed under 1ST CHOICE LOANS, LLC.
Consumers have filed 1 complaint about 1ST Choice Loans since 2022, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is struggling to pay your loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 1
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since November 2022
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Nov 29, 2022
1ST Choice Loans complaints by month
The busiest month was November 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How 1ST Choice Loans answered all time
- Closed with explanation1100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top 1ST Choice Loans problems
1ST Choice Loans compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | 1ST Choice LoansPayday & personal loans | - | 0 | - |
Compare side by side: 1ST Choice Loans vs SoLo Funds · 1ST Choice Loans vs AAA Auto Title Loans · 1ST Choice Loans vs Powerpay · 1ST Choice Loans vs AmeriCash
What people say about 1ST Choice Loans
All experiencesNo experiences with 1ST Choice Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest 1ST Choice Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 29, 2022 | Payday & personal loans | Struggling to pay your loan | Explained |
Questions about 1ST Choice Loans
How many complaints does 1ST Choice Loans have?
1ST Choice Loans has 1 complaint on record since November 2022, including 0 in the last 12 months and 0 in the last 30 days.
Does 1ST Choice Loans respond to complaints?
Yes. 1ST Choice Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with 1ST Choice Loans?
The most common problems are struggling to pay your loan (1).
Is 1ST Choice Loans legit?
1ST Choice Loans is a real company with a public complaint record: consumers have complained about it 1 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is 1ST Choice Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against 1ST Choice Loans?
Complain to 1ST Choice Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most 1ST Choice Loans complaints come from?
Most come from Tennessee (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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