Lender · complaint record
Boost Your Score complaints
Filed under BYS, LLC. d/b/a Boost Your Score
Consumers have filed 45 complaints about Boost Your Score since 2024, 25 of them in the last 12 months (+108% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 45
- Last 12 months
- 25
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #67 of 272
Since March 2024
+108% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Nov 1, 2026
Most complained-about personal & payday lenders
Boost Your Score complaints by month
The busiest month was August 2026 (11 complaints). Complaints in the last 12 months are up 108% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Boost Your Score answered last 12 months
- Closed with explanation25100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend0/15+108% vs last year
What Boost Your Score complaints are about
Top Boost Your Score problems
Inside "Incorrect information on your report"
- Account information incorrect 3
- Information belongs to someone else 2
Where Boost Your Score complaints come from
Most complaints: California (7), Texas (7), Ohio (6), Pennsylvania (5), Florida (4).
Boost Your Score compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Giggle FinancePayday & personal loans | 15 | 30 | F |
| 2 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 3 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 4 | PowerpayPayday & personal loans | 55 | 26 | C |
| 5 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 6 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
Compare side by side: Boost Your Score vs Giggle Finance · Boost Your Score vs SoLo Funds · Boost Your Score vs AAA Auto Title Loans · Boost Your Score vs Powerpay
What people say about Boost Your Score
All experiencesNo experiences with Boost Your Score yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Boost Your Score complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 1, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 24, 2026 | Payday & personal loans | Getting a line of credit | Explained |
| Sep 22, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 16, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 31, 2026 | Payday & personal loans | Getting the loan | Explained |
| Aug 25, 2026 | Payday & personal loans | Getting the loan | Explained |
| Aug 21, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Aug 20, 2026 | Bank accounts | Problem with a lender or other company charging your accountTransaction was not authorized | Explained |
Questions about Boost Your Score
How many complaints does Boost Your Score have?
Boost Your Score has 45 complaints on record since March 2024, including 25 in the last 12 months and 3 in the last 30 days. That makes it number 972 of every company by complaints this year.
Does Boost Your Score respond to complaints?
Yes. Boost Your Score answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 45/100 (grade D).
What do people complain about most with Boost Your Score?
The most common problems are attempts to collect debt not owed (4), charged upfront or unexpected fees (4), problem with the payoff process at the end of the loan (3).
Is Boost Your Score legit?
Boost Your Score is a real company with a public complaint record: consumers have complained about it 45 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Boost Your Score legit? for the signals, red flags and how to protect yourself.
Are complaints about Boost Your Score going up or down?
Up. There were 25 complaints in the last 12 months against 12 in the 12 before (+108%). See every month.
How do I file a complaint against Boost Your Score?
Complain to Boost Your Score in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Boost Your Score complaints come from?
Most come from California (7), Texas (7), Ohio (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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