Lender · complaint record
AmeriCash complaints
Filed under AmeriCash Holding LLC
Consumers have filed 219 complaints about AmeriCash since 2014, 26 of them in the last 12 months (0% on the year before). It answered 30.8% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 219
- Last 12 months
- 26
- Answered on time
- 30.8%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #64 of 272
Since October 2014
0% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Sep 22, 2026
Most complained-about personal & payday lenders
AmeriCash complaints by month
The busiest month was January 2017 (8 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How AmeriCash answered last 12 months
- Closed with explanation26100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4530.8% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/150% vs last year
What AmeriCash complaints are about
Top AmeriCash problems
Where AmeriCash complaints come from
Most complaints: Illinois (111), Wisconsin (34), Missouri (18), South Carolina (9), North Carolina (9).
AmeriCash compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Giggle FinancePayday & personal loans | 15 | 30 | F |
| 2 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 3 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 4 | PowerpayPayday & personal loans | 55 | 26 | C |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 7 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 8 | Special FinancingPayday & personal loans | 60 | 25 | C |
Compare side by side: AmeriCash vs Giggle Finance · AmeriCash vs SoLo Funds · AmeriCash vs AAA Auto Title Loans · AmeriCash vs Powerpay
What people say about AmeriCash
All experiencesNo experiences with AmeriCash yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest AmeriCash complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 22, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 10, 2026 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Jul 4, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jun 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 10, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Jun 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| May 12, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about AmeriCash
How many complaints does AmeriCash have?
AmeriCash has 219 complaints on record since October 2014, including 26 in the last 12 months and 0 in the last 30 days. That makes it number 947 of every company by complaints this year.
Does AmeriCash respond to complaints?
Yes. AmeriCash answered 30.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 10/100 (grade F).
What do people complain about most with AmeriCash?
The most common problems are took or threatened to take negative or legal action (17), charged fees or interest you didn't expect (27), incorrect information on your report (12).
Is AmeriCash legit?
AmeriCash is a real company with a public complaint record: consumers have complained about it 219 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is AmeriCash legit? for the signals, red flags and how to protect yourself.
Are complaints about AmeriCash going up or down?
Roughly level. There were 26 complaints in the last 12 months against 26 in the 12 before (0%). See every month.
How do I file a complaint against AmeriCash?
Complain to AmeriCash in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most AmeriCash complaints come from?
Most come from Illinois (111), Wisconsin (34), Missouri (18). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about AmeriCash
No comments yet. Start the conversation - questions are welcome too.