Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Lender · complaint record

3D Financial complaints

Consumers have filed 4 complaints about 3D Financial since 2018, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
4

Since October 2018

Last 12 months
0

new vs the year before

Answered on time
100%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
0

Newest: Aug 30, 2025

Rank
-

3D Financial complaints by month

The busiest month was October 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How 3D Financial answered all time

  • Closed with explanation4100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What 3D Financial complaints are about

  • Payday & personal loans375%
  • Debt collection125%

Top 3D Financial problems

Inside "Took or threatened to take negative or legal action"

  • Threatened to sue you for very old debt 1

3D Financial compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1SoLo FundsPayday & personal loans2729-33%62.1%3%F
2AAA Auto Title LoansPayday & personal loans7729-6%96.6%10%B
3PowerpayPayday & personal loans5526new100%0%C
4AmeriCashPayday & personal loans10260%30.8%0%F
5DLC, LLCPayday & personal loans6326+53%100%4%C
6Boost Your ScorePayday & personal loans4525+108%100%0%D
7Special FinancingPayday & personal loans6025-24%100%0%C
83D FinancialPayday & personal loans-0new100%0%-

Compare side by side: 3D Financial vs SoLo Funds · 3D Financial vs AAA Auto Title Loans · 3D Financial vs Powerpay · 3D Financial vs AmeriCash

What people say about 3D Financial

All experiences

No experiences with 3D Financial yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest 3D Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 30, 2025Payday & personal loansStruggling to pay your loanTNExplainedYes
Feb 2, 2023Payday & personal loansVehicle was repossessed or sold the vehicleTNExplainedYes
Oct 20, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTNExplainedYes
Oct 5, 2018Payday & personal loansProblem with the payoff process at the end of the loanAZExplainedYes

Questions about 3D Financial

How many complaints does 3D Financial have?

3D Financial has 4 complaints on record since October 2018, including 0 in the last 12 months and 0 in the last 30 days.

Does 3D Financial respond to complaints?

Yes. 3D Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with 3D Financial?
Is 3D Financial legit?

3D Financial is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is 3D Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against 3D Financial?

Complain to 3D Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most 3D Financial complaints come from?

Most come from Tennessee (3), Arizona (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about 3D Financial

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience