Debt collection
3rd Generation debt collection complaints
Consumers have filed 13 complaints about 3rd Generation's debt collection. See the whole 3rd Generation record.
3rd Generation against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | 3rd Generation | 0 | - | - |
Latest 3rd Generation debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 3, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 22, 2021 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jun 2, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 17, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Dec 21, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 30, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 21, 2017 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Jul 6, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 12, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 10, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Jan 22, 2015 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Explained |
| Sep 10, 2014 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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