Payday & personal loans
3rd Generation payday & personal loans complaints
Consumers have filed 6 complaints about 3rd Generation's payday & personal loans. See the whole 3rd Generation record.
3rd Generation against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | 3rd Generation | 0 | - | - |
Latest 3rd Generation payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 17, 2020 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jul 3, 2018 | Payday & personal loans | Struggling to pay your loan | Explained |
| Feb 3, 2016 | Payday & personal loans | Problems when you are unable to pay | Explained |
| May 12, 2015 | Payday & personal loans | Lender repossessed or sold the vehicle | Explained |
| Oct 1, 2014 | Payday & personal loans | Taking out the loan or lease | Explained |
| Jul 30, 2014 | Payday & personal loans | Lender repossessed or sold the vehicle | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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