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Payday & personal loans

Enova payday & personal loans complaints

Consumers have filed 2,775 complaints about Enova's payday & personal loans, 434 in the last 12 months (+7%). Enova answered 100% on time and closed 0% with relief. See the whole Enova record.

Enova against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466

Every lender ranked

Latest Enova payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 30, 2026Payday & personal loansProblem when making paymentsTNExplainedYes
Oct 29, 2026Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Oct 28, 2026Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes
Oct 28, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Oct 27, 2026Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Oct 26, 2026Payday & personal loansProblem when making paymentsKYExplainedYes
Oct 26, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Oct 25, 2026Payday & personal loansProblem when making paymentsSCExplainedYes
Oct 25, 2026Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Oct 24, 2026Payday & personal loansProblem with the payoff process at the end of the loanNJExplainedYes
Oct 23, 2026Payday & personal loansProblem with cash advanceINExplainedYes
Oct 23, 2026Payday & personal loansCharged fees or interest you didn't expectFLIn progressYes
Oct 23, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Oct 22, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeVAExplainedYes
Oct 22, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Oct 22, 2026Payday & personal loansProblem with the payoff process at the end of the loanKYIn progressYes
Oct 22, 2026Payday & personal loansStruggling to pay your loanNJIn progressYes
Oct 21, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Oct 21, 2026Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Oct 20, 2026Payday & personal loansProblem when making paymentsVAIn progressYes
Oct 20, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
Oct 20, 2026Payday & personal loansStruggling to pay your loanTNIn progressYes
Oct 20, 2026Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Oct 19, 2026Payday & personal loansStruggling to pay your loanTNExplainedYes
Oct 19, 2026Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Oct 19, 2026Payday & personal loansStruggling to pay your loanKSExplainedYes
Oct 19, 2026Payday & personal loansCharged fees or interest you didn't expectNEExplainedYes
Oct 18, 2026Payday & personal loansCharged fees or interest you didn't expect-ExplainedYes
Oct 16, 2026Payday & personal loansProblem with cash advanceMIExplainedYes
Oct 16, 2026Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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