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Payday & personal loans

OneMain Financial payday & personal loans complaints

Consumers have filed 3,344 complaints about OneMain Financial's payday & personal loans, 765 in the last 12 months (+18%). OneMain Financial answered 100% on time and closed 7% with relief. See the whole OneMain Financial record.

OneMain Financial against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466

Every lender ranked

Latest OneMain Financial payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 6, 2026Payday & personal loansCharged fees or interest you didn't expectCAIn progressYes
Nov 5, 2026Payday & personal loansCan't contact lender or servicerNEExplainedYes
Nov 4, 2026Payday & personal loansStruggling to pay your loanGAIn progressYes
Nov 4, 2026Payday & personal loansProblem with additional add-on products or servicesMIIn progressYes
Nov 4, 2026Payday & personal loansCharged fees or interest you didn't expectTXIn progressYes
Nov 3, 2026Payday & personal loansCharged fees or interest you didn't expectFLIn progressYes
Oct 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXIn progressYes
Oct 30, 2026Payday & personal loansGetting a line of creditUTIn progressYes
Oct 29, 2026Payday & personal loansStruggling to pay your loanWAIn progressYes
Oct 28, 2026Payday & personal loansIssues with repaymentCAExplainedYes
Oct 28, 2026Payday & personal loansVehicle was repossessed or sold the vehicleALIn progressYes
Oct 28, 2026Payday & personal loansGetting the loanFLExplainedYes
Oct 28, 2026Payday & personal loansStruggling to pay your loanWIIn progressYes
Oct 27, 2026Payday & personal loansStruggling to pay your loanPAExplainedYes
Oct 27, 2026Payday & personal loansCharged fees or interest you didn't expectOKExplainedYes
Oct 26, 2026Payday & personal loansCharged fees or interest you didn't expectAZIn progressYes
Oct 24, 2026Payday & personal loansProblem when making paymentsTXIn progressYes
Oct 24, 2026Payday & personal loansVehicle was damaged or destroyed the vehicleNCIn progressYes
Oct 23, 2026Payday & personal loansProblem when making paymentsARIn progressYes
Oct 23, 2026Payday & personal loansGetting the loanFLIn progressYes
Oct 23, 2026Payday & personal loansLoan payment wasn't credited to your accountNJExplainedYes
Oct 22, 2026Payday & personal loansCharged fees or interest you didn't expectAZIn progressYes
Oct 22, 2026Payday & personal loansCharged fees or interest you didn't expectAZIn progressYes
Oct 22, 2026Payday & personal loansCharged fees or interest you didn't expectMOIn progressYes
Oct 21, 2026Payday & personal loansCharged fees or interest you didn't expectILFixedYes
Oct 21, 2026Payday & personal loansStruggling to pay your loanCAIn progressYes
Oct 21, 2026Payday & personal loansCharged fees or interest you didn't expectMOIn progressYes
Oct 20, 2026Payday & personal loansProblem with additional add-on products or servicesWAIn progressYes
Oct 20, 2026Payday & personal loansVehicle was damaged or destroyed the vehicleMNIn progressYes
Oct 20, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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