Debt collector · complaint record
A & J Collection complaints
Consumers have filed 3 complaints about A & J Collection since 2017, none in the last 12 months. It answered 33.3% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 3
- Last 12 months
- 0
- Answered on time
- 33.3%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 29, 2025
A & J Collection complaints by month
The busiest month was August 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How A & J Collection answered all time
- Closed with explanation133.3%
- Untimely response266.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top A & J Collection problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 1
- Seized or attempted to seize your property 1
A & J Collection compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | A & J CollectionDebt collection | - | 0 | - |
Compare side by side: A & J Collection vs Green Square · A & J Collection vs EMoneyUSA · A & J Collection vs Mullooly Jeffrey Rooney & Flynn · A & J Collection vs Credit World Services
What people say about A & J Collection
All experiencesNo experiences with A & J Collection yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A & J Collection complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 29, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | No timely reply |
| Feb 23, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 24, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about A & J Collection
How many complaints does A & J Collection have?
A & J Collection has 3 complaints on record since August 2017, including 0 in the last 12 months and 0 in the last 30 days.
Does A & J Collection respond to complaints?
Yes. A & J Collection answered 33.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with A & J Collection?
The most common problems are took or threatened to take negative or legal action (2), attempts to collect debt not owed (1).
Is A & J Collection legit?
A & J Collection is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A & J Collection legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against A & J Collection?
Complain to A & J Collection in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A & J Collection complaints come from?
Most come from Puerto Rico (2), Virginia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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