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Debt collection

Abrahamsen Ratchford, P.C debt collection complaints

Consumers have filed 22 complaints about Abrahamsen Ratchford, P.C's debt collection. See the whole Abrahamsen Ratchford, P.C record.

Abrahamsen Ratchford, P.C against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Abrahamsen Ratchford, P.C0new--22

Every debt collector ranked

Latest Abrahamsen Ratchford, P.C debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 4, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAExplainedYes
Apr 8, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeMEExplainedYes
Mar 24, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMAExplainedYes
Jul 11, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Jun 15, 2021Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialPAExplainedYes
Nov 2, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Oct 5, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtPAExplainedYes
May 10, 2020Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyPAExplainedYes
Apr 28, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Jan 3, 2020Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitPAExplainedYes
Sep 22, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtPAExplainedYes
Jun 16, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAExplainedNo
Jun 10, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursMEExplainedNo
Feb 21, 2019Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsPAExplainedNo
Feb 16, 2019Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMEExplainedNo
Jan 30, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedNo
Oct 18, 2018Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsMEExplainedNo
Apr 16, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedNo
Apr 4, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAExplainedNo
Mar 27, 2018Debt collectionCommunication tacticsFrequent or repeated callsPAExplainedNo
Oct 22, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedNo
Dec 23, 2015Debt collectionCont'd attempts collect debt not owedDebt is not minePAExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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