Debt collection
Account Recovery Services debt collection complaints
Consumers have filed 35 complaints about Account Recovery Services's debt collection, 4 in the last 12 months. Account Recovery Services answered 100% on time and closed 25% with relief. See the whole Account Recovery Services record.
Account Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Account Recovery Services | 4 | 100% | 25% |
Latest Account Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 12, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Sep 29, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Jun 15, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 7, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 5, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Aug 1, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 25, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 27, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Jun 22, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Apr 25, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Fixed |
| Mar 31, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Feb 20, 2018 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 27, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 27, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 21, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 11, 2017 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 10, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 6, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Feb 4, 2017 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Feb 4, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 2, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 9, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 16, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| Feb 27, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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