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Debt collection

Advanced Recovery Systems debt collection complaints

Consumers have filed 65 complaints about Advanced Recovery Systems's debt collection, 15 in the last 12 months. Advanced Recovery Systems answered 53.3% on time and closed 13% with relief. See the whole Advanced Recovery Systems record.

Advanced Recovery Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Advanced Recovery Systems15new53.3%13%65

Every debt collector ranked

Latest Advanced Recovery Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 2, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Oct 5, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes
Sep 10, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedNo
Jul 8, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedNo
May 23, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTNExplainedNo
May 8, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSFixedNo
Apr 21, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSMoney backNo
Apr 8, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedNo
Mar 19, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Mar 14, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTNExplainedYes
Feb 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Jan 20, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedYes
Jan 13, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAExplainedNo
Dec 30, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Dec 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMSExplainedYes
Nov 12, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMSExplainedNo
Nov 10, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedNo
Oct 30, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursINExplainedYes
Jun 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMSMoney backYes
Jun 11, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursKSExplainedYes
Jan 31, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeMSExplainedNo
Oct 1, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedNo
Feb 29, 2024Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitMSExplainedYes
Nov 1, 2023Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtMSFixedYes
Feb 21, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Feb 16, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTNExplainedYes
Jan 3, 2023Debt collectionWritten notification about debtDidn't receive notice of right to disputeLAExplainedYes
Nov 5, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Aug 25, 2022Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jun 15, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftMSExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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