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Debt collection

Affiliated Collection Services debt collection complaints

Consumers have filed 54 complaints about Affiliated Collection Services's debt collection, 3 in the last 12 months. Affiliated Collection Services answered 100% on time and closed 0% with relief. See the whole Affiliated Collection Services record.

Affiliated Collection Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Affiliated Collection Services3new100%0%54

Every debt collector ranked

Latest Affiliated Collection Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 4, 2026Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNJExplainedYes
Feb 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Nov 24, 2025Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Oct 19, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNJExplainedYes
Oct 6, 2025Debt collectionCommunication tacticsFrequent or repeated callsNJExplainedYes
Jun 3, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Apr 24, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtNJExplainedYes
Feb 4, 2025Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Jan 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jun 25, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Jun 5, 2024Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNJExplainedYes
Apr 11, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Jan 17, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Jan 10, 2024Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Nov 1, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Apr 26, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Nov 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 20, 2022Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNJExplainedYes
Aug 9, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Aug 3, 2022Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
May 17, 2022Debt collectionAttempts to collect debt not owedDebt was paidNJExplainedYes
Nov 19, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Mar 8, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNJExplainedYes
Feb 17, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Dec 4, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Nov 27, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Nov 20, 2020Debt collectionWritten notification about debtDidn't receive notice of right to disputeNJExplainedYes
Nov 19, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Nov 12, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes
Nov 10, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtNJExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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