Debt collection
American Capital Enterprises debt collection complaints
Consumers have filed 92 complaints about American Capital Enterprises's debt collection, 1 in the last 12 months. American Capital Enterprises answered 0% on time and closed - with relief. See the whole American Capital Enterprises record.
American Capital Enterprises against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Capital Enterprises | 1 | 0% | - |
Latest American Capital Enterprises debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 19, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 18, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 11, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 27, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 6, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 15, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 2, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 18, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 12, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 1, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 2, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 28, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 28, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 20, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 19, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 9, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 20, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 19, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 30, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 29, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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