Debt collector · complaint record
American Capital Enterprises complaints
Filed under American Capital Enterprises, Inc.
Consumers have filed 102 complaints about American Capital Enterprises since 2014, 1 of them in the last 12 months. It answered 0% on time and closed 1% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 102
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 1%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since January 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 28, 2026
Most complained-about debt collectors
American Capital Enterprises complaints by month
The busiest month was July 2018 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Capital Enterprises answered all time
- Closed with monetary relief11%
- Closed with explanation9088.2%
- Closed98.8%
- Untimely response22%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Capital Enterprises complaints are about
Top American Capital Enterprises problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 18
- Debt was paid 9
- Debt was result of identity theft 5
Where American Capital Enterprises complaints come from
Most complaints: California (92), Texas (3), Georgia (1), Hawaii (1), Missouri (1).
American Capital Enterprises compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Capital EnterprisesDebt collection | - | 1 | - |
Compare side by side: American Capital Enterprises vs Green Square · American Capital Enterprises vs EMoneyUSA · American Capital Enterprises vs Mullooly Jeffrey Rooney & Flynn · American Capital Enterprises vs Credit World Services
What people say about American Capital Enterprises
All experiencesNo experiences with American Capital Enterprises yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Capital Enterprises complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 19, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Feb 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 23, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 27, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 18, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 16, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 23, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Sep 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 24, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Questions about American Capital Enterprises
How many complaints does American Capital Enterprises have?
American Capital Enterprises has 102 complaints on record since January 2014, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does American Capital Enterprises respond to complaints?
Yes. American Capital Enterprises answered 0% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Capital Enterprises?
The most common problems are attempts to collect debt not owed (32), written notification about debt (19), cont'd attempts collect debt not owed (16).
Is American Capital Enterprises legit?
American Capital Enterprises is a real company with a public complaint record: consumers have complained about it 102 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Capital Enterprises legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Capital Enterprises?
Complain to American Capital Enterprises in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Capital Enterprises complaints come from?
Most come from California (92), Texas (3), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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