Debt collection
American Collection Systems debt collection complaints
Consumers have filed 14 complaints about American Collection Systems's debt collection. See the whole American Collection Systems record.
American Collection Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Collection Systems | 0 | - | - |
Latest American Collection Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 15, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 23, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Fixed |
| Aug 3, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 7, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 17, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 17, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 26, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 31, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 4, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Explained |
| Aug 31, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 31, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 8, 2015 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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