Debt collector · complaint record
American Collection Systems complaints
Filed under American Collection Systems, Inc. (OH)
Consumers have filed 16 complaints about American Collection Systems since 2015, none in the last 12 months. It answered 31.2% on time and closed 6% with relief for the customer. The most common problem is false statements or representation.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 0
- Answered on time
- 31.2%
- Closed with relief
- 6%
- Last 30 days
- 0
- Rank
- -
Since March 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 23, 2025
American Collection Systems complaints by month
The busiest month was March 2015 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Collection Systems answered all time
- Closed with non-monetary relief16.2%
- Closed with explanation1593.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Collection Systems complaints are about
Top American Collection Systems problems
Inside "False statements or representation"
- Attempted to collect wrong amount 2
- Impersonated attorney, law enforcement, or government official 1
Where American Collection Systems complaints come from
Most complaints: Ohio (3), District of Columbia (2), Florida (2), Illinois (1), Indiana (1).
American Collection Systems compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Collection SystemsDebt collection | - | 0 | - |
Compare side by side: American Collection Systems vs Green Square · American Collection Systems vs EMoneyUSA · American Collection Systems vs Mullooly Jeffrey Rooney & Flynn · American Collection Systems vs Credit World Services
What people say about American Collection Systems
All experiencesNo experiences with American Collection Systems yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Collection Systems complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 31, 2023 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Apr 26, 2023 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | Explained |
| Jun 15, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 23, 2021 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Fixed |
| Aug 3, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 7, 2019 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Nov 17, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Nov 17, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 26, 2017 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 31, 2016 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about American Collection Systems
How many complaints does American Collection Systems have?
American Collection Systems has 16 complaints on record since March 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does American Collection Systems respond to complaints?
Yes. American Collection Systems answered 31.2% of its complaints on time (within 15 days) and closed 6% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Collection Systems?
The most common problems are false statements or representation (3), attempts to collect debt not owed (3), communication tactics (3).
Is American Collection Systems legit?
American Collection Systems is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Collection Systems legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Collection Systems?
Complain to American Collection Systems in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Collection Systems complaints come from?
Most come from Ohio (3), District of Columbia (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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