Debt collection
American Credit Adjusters debt collection complaints
Consumers have filed 15 complaints about American Credit Adjusters's debt collection. See the whole American Credit Adjusters record.
American Credit Adjusters against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | American Credit Adjusters | 0 | - | - |
Latest American Credit Adjusters debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 28, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 17, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Feb 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Nov 6, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 28, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Oct 23, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Oct 22, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 30, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Apr 22, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 21, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Mar 26, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Mar 26, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Jan 30, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 14, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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