Debt collector · complaint record
American Credit Adjusters complaints
Consumers have filed 19 complaints about American Credit Adjusters since 2015, none in the last 12 months. It answered 94.7% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 19
- Last 12 months
- 0
- Answered on time
- 94.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since January 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 28, 2016
American Credit Adjusters complaints by month
The busiest month was March 2016 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Credit Adjusters answered all time
- Closed with explanation1789.5%
- Closed210.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Credit Adjusters complaints are about
Top American Credit Adjusters problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 5
- Debt was discharged in bankruptcy 1
Where American Credit Adjusters complaints come from
Most complaints: New York (2), Illinois (2), Louisiana (2), Texas (2), North Carolina (1).
American Credit Adjusters compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Credit AdjustersDebt collection | - | 0 | - |
Compare side by side: American Credit Adjusters vs Green Square · American Credit Adjusters vs EMoneyUSA · American Credit Adjusters vs Mullooly Jeffrey Rooney & Flynn · American Credit Adjusters vs Credit World Services
What people say about American Credit Adjusters
All experiencesNo experiences with American Credit Adjusters yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Credit Adjusters complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 28, 2016 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Mar 17, 2016 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Mar 14, 2016 | Payday & personal loans | Can't contact lender | Explained |
| Mar 9, 2016 | Payday & personal loans | Can't contact lender | Closed |
| Mar 8, 2016 | Payday & personal loans | Can't contact lender | Explained |
| Feb 19, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Explained |
| Nov 6, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 28, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Oct 23, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Oct 22, 2015 | Debt collection | Disclosure verification of debtNot given enough info to verify debt | Explained |
| Sep 30, 2015 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Sep 21, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
Questions about American Credit Adjusters
How many complaints does American Credit Adjusters have?
American Credit Adjusters has 19 complaints on record since January 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does American Credit Adjusters respond to complaints?
Yes. American Credit Adjusters answered 94.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with American Credit Adjusters?
The most common problems are cont'd attempts collect debt not owed (6), communication tactics (4), can't contact lender (3).
Is American Credit Adjusters legit?
American Credit Adjusters is a real company with a public complaint record: consumers have complained about it 19 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Credit Adjusters legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against American Credit Adjusters?
Complain to American Credit Adjusters in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Credit Adjusters complaints come from?
Most come from New York (2), Illinois (2), Louisiana (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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