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Credit reporting

American First Finance credit reporting complaints

Consumers have filed 580 complaints about American First Finance's credit reporting, 51 in the last 12 months (-45%). American First Finance answered 100% on time and closed 27% with relief. See the whole American First Finance record.

American First Finance against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13American First Finance51-45%100%27%580

Every credit bureau ranked

Latest American First Finance credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 10, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Nov 9, 2026Credit reportingIncorrect information on your reportAccount status incorrectPAExplainedYes
Nov 6, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
Nov 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseRIFixedYes
Nov 5, 2026Credit reportingImproper use of your reportReporting company used your report improperlyKYExplainedYes
Nov 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseCTFixedYes
Oct 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseVAFixedYes
Oct 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Sep 28, 2026Credit reportingIncorrect information on your reportAccount information incorrectVAExplainedYes
Sep 25, 2026Credit reportingIncorrect information on your reportAccount status incorrectNVExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportAccount status incorrectNVExplainedYes
Jul 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYFixedYes
Jul 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectMDExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jul 7, 2026Credit reportingIncorrect information on your reportAccount status incorrectAZExplainedYes
Jun 30, 2026Credit reportingIncorrect information on your reportAccount information incorrectRIExplainedYes
Jun 16, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCFixedYes
Jun 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectWAExplainedYes
Jun 8, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Jun 1, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes
May 14, 2026Credit reportingIncorrect information on your reportAccount information incorrectMOExplainedYes
May 14, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXFixedYes
May 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Apr 10, 2026Credit reportingIncorrect information on your reportAccount status incorrectPAFixedYes
Mar 24, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Mar 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Mar 12, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Mar 5, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayPAExplainedYes
Feb 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAFixedYes
Feb 17, 2026Credit reportingIncorrect information on your reportAccount information incorrectPAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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