Debt collection
Applied Data Finance debt collection complaints
Consumers have filed 203 complaints about Applied Data Finance's debt collection, 93 in the last 12 months (+102%). Applied Data Finance answered 100% on time and closed 0% with relief. See the whole Applied Data Finance record.
Applied Data Finance against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Applied Data Finance | 93 | 100% | 0% |
Latest Applied Data Finance debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 28, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 19, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 31, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 22, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 7, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 4, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 19, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 24, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 9, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 2, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 28, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 15, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 2, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 24, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 28, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 11, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 11, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 1, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 27, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 31, 2024 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Jan 8, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Fixed |
| Dec 12, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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