Debt collector · complaint record
Applied Data Finance complaints
Filed under Applied Data Finance, LLC
Consumers have filed 600 complaints about Applied Data Finance since 2016, 196 of them in the last 12 months (+50% on the year before). It answered 99.5% on time and closed 1% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Weak response record. How it works
- Complaints on record
- 600
- Last 12 months
- 196
- Answered on time
- 99.5%
- Closed with relief
- 1%
- Last 30 days
- 3
- Rank
- #130 of 1,963
Since July 2016
+50% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 27, 2026
Most complained-about debt collectors
Applied Data Finance complaints by month
The busiest month was December 2025 (30 complaints). Complaints in the last 12 months are up 50% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Applied Data Finance answered last 12 months
- Closed with non-monetary relief10.5%
- Closed with explanation19599.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time43/4599.5% on time
- Relief for customers0/400.5% closed with relief
- Complaint trend5/15+50% vs last year
What Applied Data Finance complaints are about
Top Applied Data Finance problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 78
- Threatened to arrest you or take you to jail if you do not pay 2
Where Applied Data Finance complaints come from
Most complaints: Florida (91), Texas (80), California (47), North Carolina (40), Michigan (34).
Applied Data Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | American First FinanceDebt collection | 83 | 204 | A |
| 2 | Credit Bureau AssociatesDebt collection | 6 | 196 | F |
| 3 | Applied Data FinanceDebt collection | 48 | 196 | D |
| 4 | 2288984 OntarioDebt collection | 36 | 195 | D |
| 5 | Southern Management SystemsDebt collection | 52 | 194 | C |
| 6 | ResidentCollectDebt collection | 8 | 194 | F |
| 7 | SG and AssociatesDebt collection | 5 | 190 | F |
| 8 | Rausch SturmDebt collection | 47 | 190 | D |
Compare side by side: Applied Data Finance vs American First Finance · Applied Data Finance vs Credit Bureau Associates · Applied Data Finance vs 2288984 Ontario · Applied Data Finance vs Southern Management Systems
What people say about Applied Data Finance
All experiencesNo experiences with Applied Data Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Applied Data Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 24, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Fixed |
| Oct 18, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2026 | Payday & personal loans | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 1, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 30, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Sep 26, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Applied Data Finance
How many complaints does Applied Data Finance have?
Applied Data Finance has 600 complaints on record since July 2016, including 196 in the last 12 months and 3 in the last 30 days. That makes it number 336 of every company by complaints this year.
Does Applied Data Finance respond to complaints?
Yes. Applied Data Finance answered 99.5% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with Applied Data Finance?
The most common problems are took or threatened to take negative or legal action (80), improper use of your report (84), attempts to collect debt not owed (79).
Is Applied Data Finance legit?
Applied Data Finance is a real company with a public complaint record: consumers have complained about it 600 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Applied Data Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Applied Data Finance going up or down?
Up. There were 196 complaints in the last 12 months against 131 in the 12 before (+50%). See every month.
How do I file a complaint against Applied Data Finance?
Complain to Applied Data Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Applied Data Finance complaints come from?
Most come from Florida (91), Texas (80), California (47). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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