Debt collection
ARC Services debt collection complaints
Consumers have filed 11 complaints about ARC Services's debt collection. See the whole ARC Services record.
ARC Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ARC Services | 0 | - | - |
Latest ARC Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 24, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 4, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Sep 10, 2017 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 11, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
| May 11, 2016 | Debt collection | Communication tacticsThreatened to take legal action | Explained |
| Nov 17, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Jul 20, 2015 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Jul 18, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | No timely reply |
| Apr 28, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Dec 8, 2014 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Sep 24, 2014 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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