Debt collection

Armor Systems debt collection complaints

Consumers have filed 44 complaints about Armor Systems's debt collection. See the whole Armor Systems record.

Armor Systems against other debt collectors

#	Company	12 months	Change	On time	Relief	All time
1	CL Holdings	25,525	+136%	99.9%	51%	47,216
2	Encore Capital (Midland Credit)	19,484	+59%	100%	12%	57,060
3	Portfolio Recovery Associates	17,942	+60%	99.9%	63%	55,016
4	Resurgent Capital Services	17,500	+6%	100%	26%	54,761
5	TransUnion	9,367	-62%	100%	48%	58,125
6	Experian	9,347	-53%	100%	9%	52,595
7	CCS Financial Services	8,704	+51%	99.9%	2%	23,877
8	Equifax	7,993	-70%	100%	40%	56,820
9	Kriya Capital	7,526	+100%	100%	100%	16,464
10	I.C. System	6,903	+81%	100%	0%	21,049
11	National Credit Systems	5,918	+48%	99.9%	0%	17,574
12	Caine & Weiner	5,539	+112%	99.9%	39%	12,208
13	Armor Systems	0	new	-	-	44

Every debt collector ranked

Latest Armor Systems debt collection complaints

Received	About	Issue	State	Answer	On time
Sep 24, 2015	Debt collection	Disclosure verification of debtNot given enough info to verify debt	IL	Explained	Yes
Aug 4, 2015	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	NJ	Explained	Yes
Jun 16, 2015	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	OR	Fixed	Yes
May 5, 2015	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	IL	Fixed	Yes
Mar 17, 2015	Debt collection	Cont'd attempts collect debt not owedDebt was discharged in bankruptcy	IL	Closed	Yes
Feb 19, 2015	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	IL	Explained	Yes
Feb 13, 2015	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	FL	Closed	Yes
Jan 29, 2015	Debt collection	Cont'd attempts collect debt not owedDebt was paid	IL	Fixed	Yes
Dec 30, 2014	Debt collection	False statements or representationAttempted to collect wrong amount	IL	Closed	Yes
Nov 26, 2014	Debt collection	Cont'd attempts collect debt not owedDebt was paid	HI	Fixed	Yes
Jul 30, 2014	Debt collection	Disclosure verification of debtRight to dispute notice not received	IL	Explained	Yes
Jun 15, 2014	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	IL	Closed	Yes
Mar 25, 2014	Debt collection	Cont'd attempts collect debt not owedDebt is not mine	IN	Fixed	Yes
Mar 25, 2014	Debt collection	Disclosure verification of debtRight to dispute notice not received	IL	Explained	Yes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked 9 minutes ago (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works