Debt collection
Armor Systems debt collection complaints
Consumers have filed 44 complaints about Armor Systems's debt collection. See the whole Armor Systems record.
Armor Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Armor Systems | 0 | - | - |
Latest Armor Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 15, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 25, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 3, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 21, 2018 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 16, 2018 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 21, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Mar 8, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 22, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 12, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 22, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Jan 11, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 30, 2017 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Fixed |
| Nov 24, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 29, 2017 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jul 26, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 24, 2017 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| May 2, 2017 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Mar 15, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Nov 17, 2016 | Debt collection | Communication tacticsUsed obscene/profane/abusive language | Closed |
| Nov 12, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt resulted from identity theft | Closed |
| Oct 24, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Jun 9, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| May 26, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| May 13, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Apr 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
| Jan 29, 2016 | Debt collection | Disclosure verification of debtRight to dispute notice not received | Closed |
| Jan 28, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt was discharged in bankruptcy | Fixed |
| Dec 7, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Closed |
| Dec 4, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Fixed |
| Oct 11, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Fixed |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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