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Debt collection

Armor Systems debt collection complaints

Consumers have filed 44 complaints about Armor Systems's debt collection. See the whole Armor Systems record.

Armor Systems against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Armor Systems0new--44

Every debt collector ranked

Latest Armor Systems debt collection complaints

ReceivedAboutIssueStateAnswerOn time
May 15, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Feb 25, 2019Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Dec 3, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Nov 21, 2018Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
May 16, 2018Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILExplainedYes
Mar 21, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountILFixedYes
Mar 8, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Feb 22, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Feb 12, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Jan 22, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountILFixedYes
Jan 11, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Dec 30, 2017Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNCFixedYes
Nov 24, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Aug 29, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursCAFixedYes
Jul 26, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Jun 24, 2017Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtILExplainedYes
May 2, 2017Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtILExplainedYes
Mar 15, 2017Debt collectionCont'd attempts collect debt not owedDebt is not mineILClosedYes
Nov 17, 2016Debt collectionCommunication tacticsUsed obscene/profane/abusive languageILClosedYes
Nov 12, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftILClosedYes
Oct 24, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedILClosedYes
Jun 9, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAClosedYes
May 26, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineCAFixedYes
May 13, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineILClosedYes
Apr 28, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineILFixedYes
Jan 29, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedILClosedYes
Jan 28, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyNYFixedYes
Dec 7, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineILClosedYes
Dec 4, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidILFixedYes
Oct 11, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineILFixedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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