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Debt collection

BC Services debt collection complaints

Consumers have filed 280 complaints about BC Services's debt collection, 56 in the last 12 months (+100%). BC Services answered 53.6% on time and closed 0% with relief. See the whole BC Services record.

BC Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13BC Services56+100%53.6%0%280

Every debt collector ranked

Latest BC Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Mar 1, 2022Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCExplainedYes
Feb 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Feb 23, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Feb 5, 2022Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Dec 28, 2021Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
Dec 9, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Dec 8, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursWYExplainedYes
Oct 30, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
May 26, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCOExplainedYes
May 7, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCOExplainedYes
Apr 10, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
Apr 7, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftCOExplainedYes
Mar 26, 2021Debt collectionAttempts to collect debt not owedDebt was paidWYExplainedYes
Mar 25, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedWYExplainedYes
Mar 24, 2021Debt collectionAttempts to collect debt not owedDebt was paidCOFixedYes
Mar 22, 2021Debt collectionCommunication tacticsFrequent or repeated callsWYExplainedYes
Jan 25, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Jan 19, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedWYExplainedYes
Jan 5, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftCOExplainedYes
Nov 11, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedYes
Aug 20, 2020Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Aug 19, 2020Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingWYExplainedYes
Jul 28, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCOFixedYes
Jul 24, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCOExplainedYes
Jul 20, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCOExplainedYes
Jul 18, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftOHExplainedYes
Jul 8, 2020Debt collectionCommunication tacticsFrequent or repeated callsWYExplainedYes
Jun 8, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCOExplainedYes
May 13, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Apr 17, 2020Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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