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Debt collector · complaint record

BC Services complaints

Consumers have filed 292 complaints about BC Services since 2013, 56 of them in the last 12 months (+100% on the year before). It answered 53.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Poor response record. How it works

Complaints on record
292

Since July 2013

Last 12 months
56

+100% vs the year before

Answered on time
53.6%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
6

Newest: Nov 12, 2026

Rank
#299 of 1,963

Most complained-about debt collectors

BC Services complaints by month

The busiest month was September 2026 (11 complaints). Complaints in the last 12 months are up 100% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How BC Services answered last 12 months

  • Closed with explanation5394.6%
  • In progress23.6%
  • Untimely response11.8%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time0/4553.6% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend0/15+100% vs last year

What BC Services complaints are about

Top BC Services problems last 12 months

Inside "Attempts to collect debt not owed"

  • Debt is not yours 46
  • Debt was paid 31
  • Debt was already discharged in bankruptcy and is no longer owed 9
  • Debt was result of identity theft 8

Where BC Services complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Colorado (158), Texas (25), California (14), Wyoming (12), North Carolina (8).

BC Services compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Financial Management SolutionsDebt collection5457+12%100%0%C
2Klima, Peters & Daly, P.ADebt collection5357+19%100%0%C
3DRB-40Debt collection5357+24%100%0%C
4Glasser and GlasserDebt collection6057-22%100%0%C
5Javitch, Block & RathboneDebt collection6057-24%100%0%C
6Fairway Capital RecoveryDebt collection5556-2%100%0%C
7Toledo FinanceDebt collection4556+124%100%0%D
8BC ServicesDebt collection056+100%53.6%0%F

Compare side by side: BC Services vs Financial Management Solutions · BC Services vs Klima, Peters & Daly, P.A · BC Services vs DRB-40 · BC Services vs Glasser and Glasser

What people say about BC Services

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Latest BC Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 12, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountCOIn progressYes
Nov 11, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Nov 10, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Nov 6, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Oct 26, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtCOExplainedNo
Oct 26, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNCExplainedNo
Oct 15, 2026Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Oct 9, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes
Oct 6, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtNVExplainedNo
Oct 1, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeUTExplainedNo
Sep 30, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingCOExplainedYes
Sep 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCOExplainedYes

Questions about BC Services

How many complaints does BC Services have?

BC Services has 292 complaints on record since July 2013, including 56 in the last 12 months and 6 in the last 30 days. That makes it number 641 of every company by complaints this year.

Does BC Services respond to complaints?

Yes. BC Services answered 53.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 0/100 (grade F).

What do people complain about most with BC Services?
Is BC Services legit?

BC Services is a real company with a public complaint record: consumers have complained about it 292 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is BC Services legit? for the signals, red flags and how to protect yourself.

Are complaints about BC Services going up or down?

Up. There were 56 complaints in the last 12 months against 28 in the 12 before (+100%). See every month.

How do I file a complaint against BC Services?

Complain to BC Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most BC Services complaints come from?

Most come from Colorado (158), Texas (25), California (14). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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