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Debt collector · complaint record

Bluegrass Credit complaints

Consumers have filed 2 complaints about Bluegrass Credit since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
2

Since December 2017

Last 12 months
1

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Dec 8, 2025

Rank
#1,510 of 1,963

Most complained-about debt collectors

Bluegrass Credit complaints by month

The busiest month was December 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Bluegrass Credit answered all time

  • Closed with explanation150%
  • Untimely response150%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Bluegrass Credit complaints are about

  • Debt collection150%
  • Credit reporting150%

Top Bluegrass Credit problems

Inside "Took or threatened to take negative or legal action"

  • Threatened or suggested your credit would be damaged 1

Bluegrass Credit compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Bluegrass CreditDebt collection-1new0%0%-

Compare side by side: Bluegrass Credit vs Green Square · Bluegrass Credit vs EMoneyUSA · Bluegrass Credit vs Mullooly Jeffrey Rooney & Flynn · Bluegrass Credit vs Credit World Services

What people say about Bluegrass Credit

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Latest Bluegrass Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 8, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXNo timely replyNo
Dec 11, 2017Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeKYExplainedYes

Questions about Bluegrass Credit

How many complaints does Bluegrass Credit have?

Bluegrass Credit has 2 complaints on record since December 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Bluegrass Credit respond to complaints?

Yes. Bluegrass Credit answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Bluegrass Credit?
Is Bluegrass Credit legit?

Bluegrass Credit is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bluegrass Credit legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Bluegrass Credit?

Complain to Bluegrass Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Bluegrass Credit complaints come from?

Most come from Texas (1), Kentucky (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about Bluegrass Credit

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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