Debt collector · complaint record
Bluegrass Credit complaints
Filed under Bluegrass Credit Corporation, Inc.
Consumers have filed 2 complaints about Bluegrass Credit since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 2
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since December 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Dec 8, 2025
Most complained-about debt collectors
Bluegrass Credit complaints by month
The busiest month was December 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Bluegrass Credit answered all time
- Closed with explanation150%
- Untimely response150%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Bluegrass Credit complaints are about
Top Bluegrass Credit problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 1
Bluegrass Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Bluegrass CreditDebt collection | - | 1 | - |
Compare side by side: Bluegrass Credit vs Green Square · Bluegrass Credit vs EMoneyUSA · Bluegrass Credit vs Mullooly Jeffrey Rooney & Flynn · Bluegrass Credit vs Credit World Services
What people say about Bluegrass Credit
All experiencesNo experiences with Bluegrass Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Bluegrass Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 11, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Bluegrass Credit
How many complaints does Bluegrass Credit have?
Bluegrass Credit has 2 complaints on record since December 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Bluegrass Credit respond to complaints?
Yes. Bluegrass Credit answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Bluegrass Credit?
The most common problems are took or threatened to take negative or legal action (1), improper use of your report (1).
Is Bluegrass Credit legit?
Bluegrass Credit is a real company with a public complaint record: consumers have complained about it 2 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Bluegrass Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Bluegrass Credit?
Complain to Bluegrass Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Bluegrass Credit complaints come from?
Most come from Texas (1), Kentucky (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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