Lender · complaint record
Capitol Loans complaints
Consumers have filed 8 complaints about Capitol Loans since 2025, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is struggling to pay your loan.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 8
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #207 of 272
Since January 2025
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Apr 27, 2026
Most complained-about personal & payday lenders
Capitol Loans complaints by month
The busiest month was January 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Capitol Loans answered all time
- Closed with explanation8100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Capitol Loans complaints are about
Top Capitol Loans problems
Capitol Loans compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Capitol LoansPayday & personal loans | - | 1 | - |
Compare side by side: Capitol Loans vs SoLo Funds · Capitol Loans vs AAA Auto Title Loans · Capitol Loans vs Powerpay · Capitol Loans vs AmeriCash
What people say about Capitol Loans
All experiencesNo experiences with Capitol Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Capitol Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 27, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 24, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 24, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 19, 2025 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Jul 10, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 26, 2025 | Payday & personal loans | Issues with repayment | Explained |
| Jan 26, 2025 | Payday & personal loans | Issues with repayment | Explained |
Questions about Capitol Loans
How many complaints does Capitol Loans have?
Capitol Loans has 8 complaints on record since January 2025, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Capitol Loans respond to complaints?
Yes. Capitol Loans answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Capitol Loans?
The most common problems are struggling to pay your loan (2), issues with repayment (2), threatened to contact someone or share information improperly (2).
Is Capitol Loans legit?
Capitol Loans is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Capitol Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Capitol Loans?
Complain to Capitol Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Capitol Loans complaints come from?
Most come from Oklahoma (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Capitol Loans
No comments yet. Start the conversation - questions are welcome too.