Debt collection
CARS Acquisition debt collection complaints
Consumers have filed 32 complaints about CARS Acquisition's debt collection, 12 in the last 12 months. CARS Acquisition answered 100% on time and closed 50% with relief. See the whole CARS Acquisition record.
CARS Acquisition against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | CARS Acquisition | 12 | 100% | 50% |
Latest CARS Acquisition debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jun 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Jun 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| May 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Mar 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Mar 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Feb 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 21, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Dec 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 20, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 11, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Mar 18, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 21, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 20, 2022 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Dec 2, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 18, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 21, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 11, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 2, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 9, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 10, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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