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Debt relief & credit repair

CDS Debt Relief debt relief & credit repair complaints

Consumers have filed 14 complaints about CDS Debt Relief's debt relief & credit repair, 2 in the last 12 months. CDS Debt Relief answered 0% on time and closed - with relief. See the whole CDS Debt Relief record.

CDS Debt Relief against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13CDS Debt Relief2new0%-14

Every debt relief company ranked

Latest CDS Debt Relief debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Aug 25, 2026Debt relief & credit repairDidn't provide services promisedNVNo timely replyNo
Jan 13, 2026Debt relief & credit repairDidn't provide services promisedCANo timely replyNo
Sep 15, 2025Debt relief & credit repairUnauthorized withdrawals or chargesNYNo timely replyNo
Apr 18, 2025Debt relief & credit repairDidn't provide services promisedIDNo timely replyNo
Feb 4, 2025Debt relief & credit repairDidn't provide services promisedNCNo timely replyNo
May 23, 2024Debt relief & credit repairDidn't provide services promisedCONo timely replyNo
Feb 3, 2024Debt relief & credit repairConfusing or misleading advertising or marketingTXNo timely replyNo
Dec 7, 2023Debt relief & credit repairUnauthorized withdrawals or chargesOHNo timely replyNo
Nov 29, 2023Debt relief & credit repairDidn't provide services promisedOKNo timely replyNo
Feb 10, 2023Debt relief & credit repairFraud or scamINMoney backYes
Nov 1, 2022Debt relief & credit repairFraud or scamTNMoney backYes
Oct 29, 2022Debt relief & credit repairFraud or scamNYMoney backYes
Oct 29, 2022Debt relief & credit repairFraud or scamNYMoney backYes
Jun 2, 2022Debt relief & credit repairFraud or scamNVMoney backNo

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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